Apply without the paperwork maze
A digital-first application designed to keep unnecessary friction out of the way.
See the numbers before you decide
Your applicable rate, charges and repayment terms are shown before you accept an offer.
Manage everything digitally
From application through repayment, keep track of your loan from one place.
When life can't wait, neither should your finances.
Tap4Loan was built with one goal: to make borrowing simple for everyday Indians. Powered by SVR TECH SOLUTIONS PRIVATE LIMITED, we combine technology with responsible lending to deliver a seamless digital borrowing experience. From application to disbursal, every step is designed to be fast, secure, and transparent. Whether you need funds for an emergency, education, travel, home improvement, or everyday expenses, we're committed to helping eligible borrowers access credit with confidence.
Funds for every stage of life.
Customised instant financing solutions crafted to support your personal, family, and professional goals.
Medical
Manage unexpected medical expenses, hospital bills, surgeries, or emergency healthcare costs with quick access to funds.
Apply nowHome Renovation
Renovate your home, upgrade interiors, or manage repair expenses without disturbing your savings.
Apply nowWedding
Celebrate your special day with confidence. Cover wedding, jewellery, catering, travel, and other celebration expenses.
Apply nowConsumer Needs
Finance electronics, furniture, home appliances, gadgets, or other important purchases with ease.
Apply nowEducation
Invest in your future with financing for tuition fees, certifications, skill development, or higher education.
Apply nowVehicle Expenses
Buy a new or used vehicle, cover insurance costs, or manage unexpected repair expenses.
Apply nowDebt Consolidation
Combine multiple repayments into one manageable monthly payment with a single personal loan.
Apply nowTravel
Plan your dream holiday, family vacation, or business trip with flexible repayment options.
Apply nowSalary Advance
Cover month-end expenses, rent, utility bills, or urgent cash needs before your next payday.
Apply nowFrom application to disbursal in 4 simple steps.
A few basics. Then you're good to go.
Check the basic eligibility requirements and keep your documents ready for a smoother application.
Who can apply?
Basic criteria
21 – 60 years
Age eligibility
Salaried or self-employed
Employment eligibility
₹15,000+ monthly income*
Minimum net monthly income or eligible cash flow
Eligible credit profile
Subject to applicable credit and eligibility assessment.
100% paperless process
Keep these handy
Simple digital verification for fast approval and same-day disbursal.
PAN Card
For rapid identity verification and instant credit score assessment.
Aadhaar Card
Linked mobile number for quick, secure OTP-based address check.
Bank Account Statement
Active savings bank statement for fast income check & direct funds credit.
Digital KYC
Quick paperless verification completed online within minutes.
*Eligibility criteria, income requirements and other conditions may vary based on our lending partner's policies. Meeting these criteria does not guarantee loan approval.
See the numbers before you decide.
Adjust the loan amount, interest rate and tenure to see an illustrative repayment breakdown before you continue.
Transparent pricing
Zero hidden surprises
Flexible tenures
Choose what fits your cash flow
Instant calculation
Real-time accurate interest
RBI registered NBFC partner
100% digital, safe & encrypted application.
Instant EMI Calculator
Adjust values to calculate your monthly instalment (₹5k – ₹5L)
Estimated monthly EMI
₹8,627
Total interest payable
₹1,765
Total repayment
₹51,765
Illustrative only. Actual rate, fees and tenure are set by the lender and shown in your Key Fact Statement.
Your loan lives in your pocket.
Track your balance, see your repayment dates and manage your loan from one seamless dashboard. Every loan on Tap4Loan is sanctioned and disbursed by Golu Leasing and Finance Co. Private Limited, a Non-Banking Financial Company registered with the Reserve Bank of India.
Official NBFC Partner
Frequently asked questions.
Find quick answers to common questions about loan eligibility, interest rates, same day disbursals, and flexible repayments.
View all FAQsYou can apply for a personal loan between ₹5,000 and ₹50,000. The final approved loan amount depends on your income, repayment capacity, existing financial commitments, credit profile, and our eligibility assessment.
Once your loan is approved and all required verification is completed, the funds are typically transferred to your registered bank account on the same business day. Processing times may vary depending on verification requirements and banking hours.
Your credit score is one of several factors we consider. We also assess your income, repayment capacity, employment details, existing financial commitments, and overall eligibility. Customers with limited credit history may still be eligible, subject to our credit assessment and lending policy.
No. We are committed to transparent pricing. Before you accept your loan, we'll clearly disclose the applicable interest rate, repayment schedule, processing fee (if any), and all other applicable charges. There are no hidden surprises.
Yes. You can choose to repay your loan before the scheduled end date. If your loan has no prepayment charges, early repayment may help reduce your total interest cost. Please refer to your loan agreement for the applicable terms.
Tap4Loan is a digital lending platform operated by SVR TECH SOLUTIONS PRIVATE LIMITED. All loans are sanctioned and disbursed by Golu Leasing and Finance Co. Private Limited, an NBFC registered with the Reserve Bank of India (CoR No. B-14.01773).
For plans that can't wait.
100% Digital • Disbursal in Minutes